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There are many emerging issues in the insurance market that have become more prevalent following COVID-19. Initially the issues were within the life and health insurance sector; however, in recent years there has been a notable increase in other sectors of insurance, with property and casualty being one of them.

There are many emerging issues in the insurance market that have become more prevalent following COVID-19. Initially the issues were within the life and health insurance sector; however, in recent years there has been a notable increase in other sectors of insurance, with property and casualty being one of them. Following 2020, 2021, and 2022 losses, many property and casualty companies had to reassess where they were at and what losses they would be willing to take on. As reserves began to grow thin and severity began to rise, insurers and reinsurers began to investigate ways to combat the rising cost of insuring their policyholders. Even though this is an issue nationwide, the recent shifts in the California insurance market will be the scope for this dissection. This deeper look into the hardening market will provide greater insight to the issue at hand, as well as potential solutions for this market and insurers alike in the upcoming years.
ContributorsHarris, Emily (Author) / Zicarelli, John (Thesis director) / Zhou, Kenneth (Committee member) / Barrett, The Honors College (Contributor) / School of Mathematical and Statistical Sciences (Contributor)
Created2023-12
Description
For this study, my overarching goal was to understand the possibilities of humanity’s future in space exploration. Addressing the future of space exploration not only opens doors for a multitude of discoveries but may answer questions that can be essential to our survival on Earth. This study, more specifically, aimed

For this study, my overarching goal was to understand the possibilities of humanity’s future in space exploration. Addressing the future of space exploration not only opens doors for a multitude of discoveries but may answer questions that can be essential to our survival on Earth. This study, more specifically, aimed to determine how college students at Arizona State University, engineering and astronomy students in particular, visualize the future of space exploration, as in the future, they will become the leading experts at the forefront of all space-related developments. The method through which I have conducted this study is a short survey, consisting of a variety of questions, designed to encourage students to develop their own unique interpretations of space exploration and ultimately, its imminent future. The results ultimately demonstrated that most participants in the study believed that political obstacles were the most prevalent concern in the further development of space exploration. There also appeared to be a moderate outlook on the future success and vitality of space exploration among student scientists and engineers. From a statistical standpoint, there appeared to be no alarming difference of opinion between these two ASU student groups.
ContributorsMontano, Sebastian (Author) / Voorhees, Matthew (Thesis director) / Aganaba, Timiebi (Committee member) / Barrett, The Honors College (Contributor) / School of Mathematical and Statistical Sciences (Contributor) / School of Earth and Space Exploration (Contributor)
Created2023-12
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The goal of this research was to better understand the knowledge, preparedness, and comfort level of single fathers with daughters regarding menarche and menstruation. To achieve this goal, a Google Forms survey was distributed using social media, and the data from this survey were analyzed using chi-squared tests and a

The goal of this research was to better understand the knowledge, preparedness, and comfort level of single fathers with daughters regarding menarche and menstruation. To achieve this goal, a Google Forms survey was distributed using social media, and the data from this survey were analyzed using chi-squared tests and a regression model. Of 446 responses, 387 were included for analysis. It was found that comfort discussing the menstrual cycle significantly positively correlated with knowing their daughters’ menarcheal status and self-rated knowledge about the menstrual cycle, and negatively correlated with selecting parents as a responsible party for menstrual education. Knowledge level was significantly positively correlated with the number of subjects related to the menstrual cycle participants selected as being knowledgeable about, but was not significantly correlated with knowing menarcheal status or considering parents a responsible party for menstrual education. Considering parents a responsible party was also not correlated with having talked to their daughter about the menstrual cycle. Additionally, there was some evidence that comfort discussing menstruation is negatively correlated to age. The information gained from this study indicates that it would be beneficial to increase single fathers’ knowledge and comfort discussing the menstrual cycle in order to ensure the menstrual health of their daughters.
ContributorsAnderson, Waris (Author) / Hinde, Katie (Thesis director) / Loebenberg, Abby (Committee member) / Barrett, The Honors College (Contributor) / School of Mathematical and Statistical Sciences (Contributor) / School of Molecular Sciences (Contributor) / School of Human Evolution & Social Change (Contributor)
Created2022-05
Description
This report describes the technology, benefits, and deployment of autonomous vehicles and how they are expected to impact the insurance industry, specifically collision coverage policies. A pure premium trend analysis is done to come up with a realistic prediction of how the frequency and severity of vehicle collisions will change

This report describes the technology, benefits, and deployment of autonomous vehicles and how they are expected to impact the insurance industry, specifically collision coverage policies. A pure premium trend analysis is done to come up with a realistic prediction of how the frequency and severity of vehicle collisions will change over time. Two additional scenarios are done to address the fact that there is still uncertainty surrounding the timing of the implementation of AVs. Lastly, the risks that come with AVs are discussed along with potential risk mitigation strategies.
ContributorsMullenmeister, Morgan (Author) / Zhou, Hongjuan (Thesis director) / Milovanovic, Jelena (Committee member) / Zicarelli, John (Committee member) / Barrett, The Honors College (Contributor) / School of Mathematical and Statistical Sciences (Contributor) / School of International Letters and Cultures (Contributor)
Created2022-12
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Description
Substance use disorders account for billions of dollars annually in emergency and inpatient healthcare, not taking into account the healthcare costs of the disorders with which substance use disorders are associated with increased risks of developing. However, while treatment for these disorders shows a decreasing action on health costs, a

Substance use disorders account for billions of dollars annually in emergency and inpatient healthcare, not taking into account the healthcare costs of the disorders with which substance use disorders are associated with increased risks of developing. However, while treatment for these disorders shows a decreasing action on health costs, a low percentage of affected individuals receive treatment, despite many insurance payers providing coverage for treatments of this nature. Thus, this maintains the issues under the current healthcare system of mitigatable, generally higher, healthcare costs and increased health risks for individuals with substance use disorders.
ContributorsWelsh, Isabelle (Author) / Zhou, Hongjuan (Thesis director) / Milovanovic, Jelena (Committee member) / Barrett, The Honors College (Contributor) / School of Mathematical and Statistical Sciences (Contributor)
Created2022-05
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Description

Four-dimensionalism is a popular philosophical view of how we persist through time. However, some philosophers, such as Mark Johnston and Eric Olson, argue that four-dimensionalism has perverse implications on our practical ethics. This is because, if four-dimensionalism is true, then there exist entities called personites. And if personites exist, then

Four-dimensionalism is a popular philosophical view of how we persist through time. However, some philosophers, such as Mark Johnston and Eric Olson, argue that four-dimensionalism has perverse implications on our practical ethics. This is because, if four-dimensionalism is true, then there exist entities called personites. And if personites exist, then many of the ordinary prudential, social, and moral habits we engage in, like present self-sacrifice for future benefit, promising to do something painful in the future, or being held responsible for something the we did in the past, subjects personites to suffering without sufficient compensation, consent, or desert. And this would be immoral according to our common-sense morality. In this paper, I argue that if four-dimensionalism is true, and personites exist, then we are still morally permitted to engage in the above practices. If four-dimensionalism turns out to be true, it has no perverse implications on how we ought to live.

ContributorsRavi, Ashwin (Author) / Portmore, Douglas (Thesis director) / Calhoun, Cheshire (Committee member) / Barrett, The Honors College (Contributor) / Economics Program in CLAS (Contributor) / Historical, Philosophical & Religious Studies, Sch (Contributor) / School of Mathematical and Statistical Sciences (Contributor)
Created2022-05
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Description
This thesis details a Python-based software designed to calculate the Jones polynomial, a vital mathematical tool from Knot Theory used for characterizing the topological and geometrical complexity of curves in 3-space, which is essential in understanding physical systems of filaments, including the behavior of polymers and biopolymers. The Jones polynomial serves as a topological

This thesis details a Python-based software designed to calculate the Jones polynomial, a vital mathematical tool from Knot Theory used for characterizing the topological and geometrical complexity of curves in 3-space, which is essential in understanding physical systems of filaments, including the behavior of polymers and biopolymers. The Jones polynomial serves as a topological invariant capable of distinguishing between different knot structures. This capability is fundamental to characterizing the architecture of molecular chains, such as proteins and DNA. Traditional computational methods for deriving the Jones polynomial have been limited by closure-schemes and high execu- tion costs, which can be impractical for complex structures like those that appear in real life. This software implements methods that significantly reduce calculation times, allowing for more efficient and practical applications in the study of biological poly- mers. It utilizes a divide-and-conquer approach combined with parallel computing and applies recursive Reidemeister moves to optimize the computation, transitioning from an exponential to a near-linear runtime for specific configurations. This thesis provides an overview of the software’s functions, detailed performance evaluations using protein structures as test cases, and a discussion of the implications for future research and potential algorithmic improvements.
ContributorsMusfeldt, Caleb (Author) / Panagiotou, Eleni (Thesis director) / Richa, Andrea (Committee member) / Barrett, The Honors College (Contributor) / School of Mathematical and Statistical Sciences (Contributor) / Historical, Philosophical & Religious Studies, Sch (Contributor)
Created2024-05
Description
In this paper, a novel model of Hotelling duopoly is introduced that explains horizontal product variety as the result of consumer preferences, expanding on and meshing the works of Hotelling (1929) and Neven (1985). From this model, two opposing forces from consumer preferences are found that impact the variety and

In this paper, a novel model of Hotelling duopoly is introduced that explains horizontal product variety as the result of consumer preferences, expanding on and meshing the works of Hotelling (1929) and Neven (1985). From this model, two opposing forces from consumer preferences are found that impact the variety and price decisions of firms: market share revenues and price revenues. As firms face consumers with highly linear (weak) preferences over variety, the profit incentive is to simply capture the market by offering products that appeal to the middle consumer. However, as firms face consumers with highly quadratic (strong) preferences over variety, the profit incentive is to carve out and exploit a market segment by offering a distinct variety. Thus, observed product variety between minimal and maximal differentiation is emergent from consumer preferences, as firms face a balance of price and market share incentives.
ContributorsMalaki, Adam (Author) / Leiva Bertran, Fernando (Thesis director) / Hanemann, Michael (Committee member) / Barrett, The Honors College (Contributor) / School of Mathematical and Statistical Sciences (Contributor) / Economics Program in CLAS (Contributor) / School for the Future of Innovation in Society (Contributor)
Created2024-05
Description
In the realm of supply chain management, student organizations play a crucial role in shaping the future leaders of the field. The Supply Chain Management Association at ASU (SCMA at ASU) stands as a testament to the impact such organizations can have. Recognized as a powerhouse within the highly competitive

In the realm of supply chain management, student organizations play a crucial role in shaping the future leaders of the field. The Supply Chain Management Association at ASU (SCMA at ASU) stands as a testament to the impact such organizations can have. Recognized as a powerhouse within the highly competitive landscape of student-run organizations at the W.P. Carey School of Business, SCMA at ASU not only facilitates networking opportunities but also serves as a channel for industry insights, professional growth, and the development of an engaged student community. The purpose of this guidebook is to distill the collective experience of SCMA at ASU into a comprehensive resource that can guide and inspire the establishment, maintenance, and growth of student-led supply chain organizations at universities nationwide. To create the most informative guidebook possible, this resource will not only draw upon the rich experiences and achievements of SCMA at ASU but also incorporate insights and information from supply chain student organizations across various universities. This inclusion ensures a diverse range of successful strategies, innovative practices, and practical advice, reflecting what has worked best for these organizations in different academic and operational contexts. By pooling knowledge from a broad spectrum of successful SCM student organizations, this guidebook aims to serve as an essential tool for any university looking to enhance its supply chain program through student-led initiatives, fostering a new generation of supply chain professionals equipped to navigate and lead in an ever-changing global landscape.
ContributorsGe, Kara (Author) / Collins, Gregory (Thesis director) / Printezis, Antonios (Committee member) / Barrett, The Honors College (Contributor) / Department of Information Systems (Contributor) / School of Mathematical and Statistical Sciences (Contributor) / Department of Supply Chain Management (Contributor)
Created2024-05