Matching Items (17)
Description
Financial decisions, which are major life decisions, can often be overly complicated. Day-to-day financial calculations and investment decisions can be time-consuming and prone to human error. Thus, keeping in mind the complicated nature of finance and the heavy dependence on these formulas for decision-making, the need for a comprehensive financial calculator rises. The financial calculator is a set of comprehensive logical formulas that takes user input and provides recommendations along with numerical values. The program uses Python scripting language and is focused on the core logic. The program also uses a variety of finance topics and related concepts.
ContributorsJee, Ambika (Author) / Hoffman, David (Thesis director) / McDaniel, Cara (Committee member) / Barrett, The Honors College (Contributor) / School of Criminology and Criminal Justice (Contributor) / Department of Information Systems (Contributor)
Created2023-05
Description
Financial decisions, which are major life decisions, can often be overly complicated. Day-to-day financial calculations and investment decisions can be time-consuming and prone to human error. Thus, keeping in mind the complicated nature of finance and the heavy dependence on these formulas for decision-making, the need for a comprehensive financial calculator rises. The financial calculator is a set of comprehensive logical formulas that takes user input and provides recommendations along with numerical values. The program uses Python scripting language and is focused on the core logic. The program also uses a variety of finance topics and related concepts.
ContributorsJee, Ambika (Author) / Hoffman, David (Thesis director) / McDaniel, Cara (Committee member) / Barrett, The Honors College (Contributor) / School of Criminology and Criminal Justice (Contributor) / Department of Information Systems (Contributor)
Created2023-05
Description
Financial decisions, which are major life decisions, can often be overly complicated. Day-to-day financial calculations and investment decisions can be time-consuming and prone to human error. Thus, keeping in mind the complicated nature of finance and the heavy dependence on these formulas for decision-making, the need for a comprehensive financial calculator rises. The financial calculator is a set of comprehensive logical formulas that takes user input and provides recommendations along with numerical values. The program uses Python scripting language and is focused on the core logic. The program also uses a variety of finance topics and related concepts.
ContributorsJee, Ambika (Author) / Hoffman, David (Thesis director) / McDaniel, Cara (Committee member) / Barrett, The Honors College (Contributor) / School of Criminology and Criminal Justice (Contributor) / Department of Information Systems (Contributor)
Created2023-05
ContributorsJee, Ambika (Author) / Hoffman, David (Thesis director) / McDaniel, Cara (Committee member) / Barrett, The Honors College (Contributor) / School of Criminology and Criminal Justice (Contributor) / Department of Information Systems (Contributor)
Created2023-05
Description
This paper seeks to highlight the strong correlation and potential causation between the presence of physical community bank branches in rural communities and local economic outcomes like payroll, employment, and establishments in a given region. To do this, I conduct a two-part analysis involving a fixed effects model with data from across the US and a regression discontinuity model of a subset of the data in parts of Delaware and Maryland. Overall, my results show a significant strong correlation between the number of bank branches in a region and the expected percent changes in economic outcomes, but I lack the results to claim causality between the opening or closure of a bank branch and changes in the local economy. This has relevance in understanding the need for physical bank branches as changes in the financial industry since the 2008 Financial Crisis, like online banking, have continued to accelerate.
ContributorsRodriguez, Luke (Author) / McDaniel, Cara (Thesis director) / Kuminoff, Nicolai (Committee member) / Barrett, The Honors College (Contributor) / School of Human Evolution & Social Change (Contributor) / School of International Letters and Cultures (Contributor) / Economics Program in CLAS (Contributor)
Created2022-12
Description
This thesis examines the usefulness of cryptocurrency and provides a research-backed conclusion on the future of this digital currency. This starts with a look into the history of fiat moneys: how they were originally created, how they were implemented in past governments, and the resulting interactions between the currency and its users. The countries that were chosen for exploration demonstrate a few common trends throughout their execution of fiat currency. It is through the relationships dating all the way back to the Ancient Romans to the recent problems in Venezuela that provide a well-rounded scope of the issues. However, there have also been a few instances in which fiat currency has been successfully integrated, which furthers the advocacy towards an eventual implementation of government-regulated cryptocurrency.
This leads into an examination on the history of one cryptocurrency in particular, Bitcoin. This analysis includes the effects of the cryptomarket and the impact that it has had on various economies. Additionally, the blockchain is explored by first defining what it is and then its potential and current uses not only in the cryptomarket industry, but others as well. This includes a focus on the real estate market as well as banking. Using knowledge gained about the history of fiat money, cryptocurrencies, and the usefulness of the blockchain, this thesis compares the history of fiat currencies with the current implementation of cryptocurrency. Furthermore, the pros and cons of the possible implementation of cryptocurrency helps to provide an outlook on whether it can eventually be government regulated.
This leads into an examination on the history of one cryptocurrency in particular, Bitcoin. This analysis includes the effects of the cryptomarket and the impact that it has had on various economies. Additionally, the blockchain is explored by first defining what it is and then its potential and current uses not only in the cryptomarket industry, but others as well. This includes a focus on the real estate market as well as banking. Using knowledge gained about the history of fiat money, cryptocurrencies, and the usefulness of the blockchain, this thesis compares the history of fiat currencies with the current implementation of cryptocurrency. Furthermore, the pros and cons of the possible implementation of cryptocurrency helps to provide an outlook on whether it can eventually be government regulated.
ContributorsKaplan, Samuel Alexander (Co-author) / Vincetic, Nicholas (Co-author) / Niebuhr, Robert (Thesis director) / McDaniel, Cara (Committee member) / Mechanical and Aerospace Engineering Program (Contributor) / Barrett, The Honors College (Contributor)
Created2019-05
Description
Investment banking is an industry that has historically had a low representation of minorities. Diversity has become a common buzz word among human resource professionals and American firms have worked hard over the last decades to diversify their ranks. The positive effect that diversity of thought has on performance has fueled a high demand for increasingly diverse and inclusive work environments. Conversely, investment banking (typically considered a profession for upper-class, white males) has not made any strides in regard to attracting more diverse talent to Wall Street. Wall Street firms have been unsuccessful in attracting students of color and women to the industry. In this study, interest levels of Black students will be explored to understand if the shortage of Black bankers is due to supply rather than demand.
ContributorsMemberr, Loliya (Author) / McDaniel, Cara (Thesis director) / Bonadurer, Werner (Committee member) / Economics Program in CLAS (Contributor) / Barrett, The Honors College (Contributor)
Created2019-05