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The Federal Student Loan Pause: Assessing its Impact on Healthcare and Retirement Spending

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The student loan pause was implemented to assist borrowers during the economic downturn caused by the Covid-19 pandemic. Using quarterly data from the Consumer Expenditure Survey from 2019-2021, I analyze the impact of the pause on household spending on healthcare and retirement savings. Prior studies have shown negative impacts of…

The student loan pause was implemented to assist borrowers during the economic downturn caused by the Covid-19 pandemic. Using quarterly data from the Consumer Expenditure Survey from 2019-2021, I analyze the impact of the pause on household spending on healthcare and retirement savings. Prior studies have shown negative impacts of student debt on health and retirement outcomes. The results indicate no statistically significant difference in spending in these categories for households that were eligible for the student loan pause. These findings raise concerns of whether the student loan pause was enough to help households affected by student debt and how these households will fare once the pause ends.
ContributorsHernandez, Jorge (Author) / Charron-Chenier, Raphael (Thesis advisor) / McQuarrie, Michael (Committee member) / Fong, Benjamin (Committee member) / Arizona State University (Publisher)
Created2023
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Alt-Right as a Social Movement: Ethnic Competition Theory and Internet Searches for Online Content

Description
This thesis examines the social determinants of Alt-Right activity and provides an empirical assessment of whether the Alt-Right is influenced by social processes similar to those explaining participation in traditional white supremacist organizations. Using Internet search data from all counties in the United States (U.S.) between 2017 and 2018, I…

This thesis examines the social determinants of Alt-Right activity and provides an empirical assessment of whether the Alt-Right is influenced by social processes similar to those explaining participation in traditional white supremacist organizations. Using Internet search data from all counties in the United States (U.S.) between 2017 and 2018, I examine the effect of various county-level variables on search volume for Alt-Right content. Results indicate that the determinants of Alt-Right activity systematically differ from what one would expect for conventional racist groups. I find that counties with larger percentages of college graduates, of highly educated non-white and immigrant groups, and higher poverty levels for college graduates tend to have a higher search volume for Alt-Right content. Overall, these findings suggest that, in marked contrast to traditional hate organizations—the Alt-Right’s constituency is comprised predominantly of affluent, college-educated individuals.
ContributorsKyler, Anna M. (Author) / Charron-Chenier, Raphael (Thesis advisor) / Martin, Nathan (Committee member) / Calhoun, Craig (Committee member) / Arizona State University (Publisher)
Created2020