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The questionnaire was then used in conjunction with two interviews of small business owners. The interviews covered both the overall financial status of their business and their business’ pre-existing accounting system. The feedback received during these interviews was subsequently used to provide the business owners with eleven recommendations ranging from the implementation of new policies to verification of existing internal controls.
Finally, I summarize my findings, both academic and real-world, conveying that many small business owners do not implement formal internal control systems. I also discuss why the business owners, in this specific circumstance, did not yet implement the aforementioned eleven suggestions.
In the long term, there is evidence that accessible and affordable housing is crucial to the health, wealth and sustainability of a community (Enterprise, 2014). In Arizona, the ramifications of regressive tax policies and discriminatory zoning and credit practices have led to what has been termed an “affordable housing crisis” where Arizona is ranked the third worst in the nation for affordable housing (NLIHC, 2020). The research grapples with the policies and history of housing in Arizona, with specific focus on the policies regarding lending, tax and zoning. Access to opportunities and resources (food, health, etc.) is significantly related to housing, thus exploring what kind of homes are available to whom and where those homes are located is critical to understanding the disparate barriers inadequate housing imposes and the impact housing has. To understand this we must understand the role of the state in ensuring an equitable housing market, and the intimacies of what is already happening at local level. The goal is to explore sustainable solutions that can bridge the affordable housing gap and provide protections for residents in the volatile housing market.