Since 2008, many have questioned the efficacy of conventional homeownership, particularly for low-income households. Advocates champion shared equity homeownership as an alternative, including community land trusts (CLTs) and limited equity cooperatives (LECs); yet, they too have limitations. CLTs offer ongoing homeownership support, but require conventionally “bankable” households.

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    Ehlenz, Meagan M. "Community Land Trusts And Limited Equity Cooperatives: A Marriage Of Affordable Homeownership Models?." (2014).

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