Theses and dissertations

This collection includes both ASU Theses and Dissertations, submitted by graduate students, and the Barrett, Honors College theses submitted by undergraduate students. 

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Non-performing loans: Systemic effects on the banking Industry

Description
This paper explores the universe of non-performing loans and tries to examine the effects that a sharp increase in NPLs would cause. The first part of the paper explores some of the most shared definitions of NPL as well as the accounting treatment under IFRS (International Financial Reporting Standards). In…

This paper explores the universe of non-performing loans and tries to examine the effects that a sharp increase in NPLs would cause. The first part of the paper explores some of the most shared definitions of NPL as well as the accounting treatment under IFRS (International Financial Reporting Standards). In the second part of the paper, literature regarding determinants of NPLs is summarized and categorized into three broad categories: macroeconomic determinants, institutional variables, and bank-specific variables. Eventually, in the last part of the paper, a fictional bank is built and tested against a two and three standard deviation NPL events. The worst loss occurring in the simulated events eroded 26% of the capital (2.55% of the assets) forcing the fictional bank to recapitalize and experience expensive recovery processes.
ContributorsFranceschi, Stefano (Author) / Simonson, Mark (Thesis director) / Budolfson, Arthur (Committee member) / Economics Program in CLAS (Contributor) / Department of Finance (Contributor) / School of Mathematical and Statistical Sciences (Contributor) / Barrett, The Honors College (Contributor)
Created2018-12
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Genetic and Environmental Contributions to the Relation Between Parenting and Child Psychopathology

Description

Prior research has established a relation between parenting behaviors and symptoms of child psychopathology, and this association may be influenced by both genetic and environmental factors. Gene-environment correlation, or the influence of a child’s genes on the environment they receive, represents one possible mechanism through which genes and environment combine…

Prior research has established a relation between parenting behaviors and symptoms of child psychopathology, and this association may be influenced by both genetic and environmental factors. Gene-environment correlation, or the influence of a child’s genes on the environment they receive, represents one possible mechanism through which genes and environment combine to influence child outcomes. This study examined evocative gene-environment correlation in the relation between parenting and symptoms of child psychopathology in a sample of 676 twins (51.5% female, 58.5% Caucasian, 23.7% Hispanic/Latinx, primarily middle class, MAge=8.43, SD=.62) recruited from Arizona birth records. Using univariate ACE twin biometric models, genetic influences were found to moderately contribute to internalizing symptoms (A=.47, C=.25, E=.28), while externalizing (A=.86, E=.14) and ADHD (A=.84, E=.16) symptoms were found to be highly heritable. The genetic influences for positive (C=.54, E=.46) and negative (C=.44, E=.56) parenting were smaller and found to be nonsignificant. The correlations between parenting and types of psychopathology were examined and bivariate Cholesky decompositions were conducted for statistically significant correlations. Negative parenting was moderately positively correlated with externalizing and ADHD symptoms; the relation between externalizing symptoms and negative parenting was found to be due to shared genetics, whereas the relation between negative parenting and ADHD symptoms was due to the shared environment. The mixed results regarding the role of gene environment correlation in relations between parenting and child psychopathology indicate that further research on the mechanisms of this relation is needed.
ContributorsCarrizosa, Mya Grace (Author) / Lemery-Chalfant, Kathryn (Thesis director) / Corbin, William (Committee member) / Davis, Mary (Committee member) / Oro, Veronica (Committee member) / Department of Information Systems (Contributor) / Economics Program in CLAS (Contributor) / Department of Psychology (Contributor) / Barrett, The Honors College (Contributor)
Created2021-05