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Financial Literacy: Issues in Achieving a Post-Secondary Education

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The purpose of this review is to address issues that high school students face as future adults and the need for a comprehensive financial literacy program. Students today have a wider array of opportunities and a greater number of resources to help them achieve the goals they set for themselves.…

The purpose of this review is to address issues that high school students face as future adults and the need for a comprehensive financial literacy program. Students today have a wider array of opportunities and a greater number of resources to help them achieve the goals they set for themselves. Financial literacy is the understanding of the impact of today's financial decisions upon one's future selves and their ability to manage their financial resources. There is a need to understand the human capital value of a post-secondary education and how to how to achieve it from a financially sound perspective. For those that choose to seek a post-secondary education there are many financial options for those who need assistance in paying for college. Additionally, it is not enough to succeed in affording a high education, but in also understanding the true worth of the resources one has and the significance of sustaining those resources to keep negative repercussions at bay. Thus, there are benefits of having a comprehensive financial literacy program for high school students, which allow them to make well-informed decisions that would influence their future in significant ways.
ContributorsLawson, Yvonne Terry (Author) / Panneton, Teresa (Thesis director) / Barnett, Juliet (Committee member) / Barrett, The Honors College (Contributor) / Division of Teacher Preparation (Contributor)
Created2015-05
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Building Resilience Through Creative Writing

Description
Resilience is defined as an individual's ability to cope or "bounce back" after experiencing stressful life events (Rew et al., 2001). Survivors of trauma who express high levels of resilience are more likely to experience positive future life outcomes than equally troubled peers with lower resilience scores. It is possible…

Resilience is defined as an individual's ability to cope or "bounce back" after experiencing stressful life events (Rew et al., 2001). Survivors of trauma who express high levels of resilience are more likely to experience positive future life outcomes than equally troubled peers with lower resilience scores. It is possible to increase resilience by targeting several core factors: (1) personal competence, (2) sense of belonging, (3) sense of optimism (Lee et al., 2009). I developed an eight-week creative writing curriculum to boost these three core factors in the hopes of both increasing resilience in homeless youth while also introducing creating writing as an effective coping strategy. Each one-hour session included free-form writing exercises, mindfulness practices, writing workshops, and group presentations. Prompts and activities were carefully developed to encourage resilience-building in a group of homeless children and adolescents of ages seven to fourteen at Homeward Bound in Phoenix. With sample writing works and facilitator feedback, this curriculum was designed to be exceptionally easy and cost effective for future implementation. I hope that other organizations in the future will consider implementing this program to help build resilience in youth who have experienced childhood trauma.
ContributorsPopeski, Cara (Author) / Popova, Laura (Thesis director) / Cavanaugh Toft, Carolyn (Committee member) / Pickhart, Kalani (Committee member) / Department of Psychology (Contributor) / Barrett, The Honors College (Contributor)
Created2017-05
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Sustainability Competencies in Middle-School Curriculum: Educating Students About Water Systems and Drought

Description
Current literature on sustainability education and its core competencies (systems thinking, normative, interpersonal, strategic, and future thinking) has yet to acknowledge the K-12 level, concentrating instead on higher-level institutions. To initiate study at the critical K-12 level, a curriculum module composed of four lessons to address the wicked sustainability problem…

Current literature on sustainability education and its core competencies (systems thinking, normative, interpersonal, strategic, and future thinking) has yet to acknowledge the K-12 level, concentrating instead on higher-level institutions. To initiate study at the critical K-12 level, a curriculum module composed of four lessons to address the wicked sustainability problem of drought in the Sonoran Desert was developed, piloted, and evaluated. The framework of each lesson combined the core competencies and the 5Es pedagogy (engage, explore, explain, elaborate, and evaluate). Two lessons were successfully piloted in two seventh grade middle-school science classes in Phoenix, Arizona. Topics addressed were the water cycle, types of drought, water systems, and mitigation methods. Evaluation determined a high level of student engagement. Post-pilot teacher questionnaires revealed a high degree of support for inclusion of sustainability education and core competencies addressing drought in future opportunities. It is concluded that lessons in the future can adopt the core competences of sustainability with the support of educators in Arizona.
ContributorsComeaux, Victoria (Co-author) / Harding, Bridget (Co-author) / Larson, Kelli L. (Thesis director) / Frisk Redman, Erin (Committee member) / School of Sustainability (Contributor) / Department of Psychology (Contributor) / Barrett, The Honors College (Contributor)
Created2015-12