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This thesis studies the technological change in the US commercial banking market and its influence on banks' lending practices. The second chapter provides some empirical facts.

The third chapter

This thesis studies the technological change in the US commercial banking market and its influence on banks' lending practices. The second chapter provides some empirical facts.

The third chapter studies the welfare consequences of the destructive creation (bank

branches replaced by internet banking) of the US commercial banking

market following the Great Recession of 2009. Using a structural model,

we find that the cleansing effect (closure of unproductive bank branches)

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Date Created
  • 2019
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  • Text
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    Note
    • Partial requirement for: Ph.D., Arizona State University, 2019
      Note type
      thesis
    • Includes bibliographical references (pages 87-89)
      Note type
      bibliography
    • Field of study: Economics

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    by Haiyan Pang

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