Matching Items (19)

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The Impacts of Information Technology on Total Factor Productivity: A Look at Externalities and Innovations

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The impacts of information technology (IT) on total factor productivity (TFP) are assessed through an integrative framework of IT-induced externalities and IT-leveraged innovations. Based on network externalities and endogenous growth theory, our study aims to reconcile the seeming discrepancy between

The impacts of information technology (IT) on total factor productivity (TFP) are assessed through an integrative framework of IT-induced externalities and IT-leveraged innovations. Based on network externalities and endogenous growth theory, our study aims to reconcile the seeming discrepancy between the recent observed evidence and the prediction by neoclassical growth theory. We argue that computerization has reshaped the competitive landscape into a network economy with IT-induced externalities that benefit not only IT purchasers but also other stakeholders. Moreover, IT is a platform technology that can leverage innovations to enhance the technological level of production process. Consequently, these two factors of IT-induced externalities and IT-leveraged innovations exert positive impacts on TFP, suggesting IT plays a more pivotal role than input consumption and accumulation that neoclassical growth theory assumes for IT. We use panel data from 30 Organization of Economic Cooperation and Development (OECD) countries over the period of 2000–2009 to empirically test hypotheses on this IT-TFP link. Implications are drawn from our findings for future research to measure IT׳s contributions at the macro level more accurately, and policymakers are urged to cultivate IT׳s positive impacts on TFP to help sustain long-term economic growth.

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Date Created
2014-12-01

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SPROUTS NEW ITEMS NETWORK

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Sprouts Farmers Market is a natural grocery retailer that has undertaken a major growth strategy in recent years, and as a result, will soon face the task of managing over 150 stores in 7 states. This rapid expansion has created

Sprouts Farmers Market is a natural grocery retailer that has undertaken a major growth strategy in recent years, and as a result, will soon face the task of managing over 150 stores in 7 states. This rapid expansion has created a need for process improvement and automation for many tasks that have become too time consuming and cumbersome. As an intern working in the purchasing division of this company for over a year now, I have had the opportunity to identify some of these issues, one of which I have addressed through completion of my honors creative project.

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2011-05

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Adoption and business value of mobile retail channel: a dependency perspective on mobile commerce

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Forrest Research estimated that revenues derived from mobile devices will grow at an annual rate of 39% to reach $31 billion by 2016. With the tremendous market growth, mobile banking, mobile marketing, and mobile retailing have been recently introduced to

Forrest Research estimated that revenues derived from mobile devices will grow at an annual rate of 39% to reach $31 billion by 2016. With the tremendous market growth, mobile banking, mobile marketing, and mobile retailing have been recently introduced to satisfy customer needs. Academic and practical articles have widely discussed unique features of m-commerce. For instance, hardware constraints such as small screens have led to the discussion of tradeoff between usability and mobility. Needs for personalization and entertainment foster the development of new mobile data services. Given distinct features of mobile data services, existing empirical literature on m-commerce is mostly from the consumer side and focuses on consumer perceptions toward these features and their adoption intentions. From the supply side, limited data availability in early years explains the lack of firm-level studies on m-commerce. Prior studies have shown that unclear market demand is a major reason that hinders firms' adoption of m-commerce. Given the advances of smart phones, especially the introduction of the iPhone in 2007, firms recently have started to incorporate various mobile information systems in their business operations. The study uses mobile retailing as the context and empirically assesses firms' migration to this new sales venue with a unique cross-sectional dataset. Despite the distinct features of m-commerce, m-Retailing is essentially an extended arm of e-Retailing. Thus, a dependency perspective is used to explore the link between a firm's e-Retail characteristics and the migration to m-Retailing. Rooted in the innovation diffusion theory, the first stage of my study assesses the decision of adoption that indicates whether a firm moves to m-Retailing and the extent of adoption that shows a firm's commitment to m-Retailing in terms of system implementation choices. In this first stage, I take a dependency perspective to examine the impacts of e-Retail characteristics on m-Retailing adoption. The second stage of my study analyzes conditions that affect business value of the m-Retail channel. I examine the association between system implementation choices and m-Retail performance while analyzing the effects of e-Retail characteristics on value realization. The two-stage analysis provides an exploratory assessment of firm's migration from e-Retailing to m-Retailing.

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Date Created
2013

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Traditional Media and New Media Advertising Cost Differentiation Research

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This study examines the 3 key questions of media budget allocation, to find our a better invest model. Including spending share of traditional media and digital media, program selection strategy and duration mix optimization to analyse the trend of sample

This study examines the 3 key questions of media budget allocation, to find our a better invest model. Including spending share of traditional media and digital media, program selection strategy and duration mix optimization to analyse the trend of sample A (a global cosmetic brand) . Based on every test media campaign, we do research of media performance and sales volumn, add youth consumer behavior result, to develop a media investment ROI model for this brand. Create the evaluation system according to past big data and find the learnings of different length TVC usage. Of course all relavant findings and implications will be summarized after every section.

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Date Created
2018

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国内小微商户融资行为与信用风险关系的实证研究 ——基于H公司小微商户贷款业务的案例分析

Description

本文以H公司(致力于为国内小微商户提供融资服务的贷款公司)的小微贷款产品为案例,通过收集和分析该产品放款客户的贷前贷后数据,对国内小微商户申请融资的渠道进行阐述和分析,并进一步探索一段时间内小微商户申请融资渠道的数量及组成成分,与其贷后信用风险水平之间的关系。本研究表明:(1)国内小微商户的融资渠道很大部分来源于银行以外的非传统金融机构;(2)鉴于国内小微商户融资渠道的多样化,仅靠人民银行征信报告不足以评估其多头申请水平,可借助其他大型的第三方大数据公司;(3)小微商户申请融资渠道的数量和组成成分(如银行/P2P/小额贷款公司/消费金融机构),与其信用风险水平有显著关联;(4)结合人民银行征信报告和第三方大数据公司提供的多头申请信息,可帮助小微贷款机构更精准地评估小微商户的信用风险水平;(5)融资行为越频繁,融资渠道越下沉,越早发生较严重的信用违约,即信用风险水平越高。
本文研究对象——小微商户,是介于个人和企业之间的微型经营实体,具有单户规模小、总体基数大、生命周期短、风险水平高、信用评估困难等特征,是包括银行的众多正规传统金融机构,还无法深入渗透和服务的潜力客群。通过本文的探索,将揭示和刻画这类群体申请融资的主要渠道和客观现状,并寻求与信用风险水平关系的分析结论,从而帮助像H公司这样致力于服务小微客群的贷款机构,更精准地评估客户的资金需求程度和信用风险水平,给予更合理的风险定价。

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Date Created
2021

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区块链DApp治理影响因素研究

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区块链技术应用(DApp)最早出现在数字货币交易上,也有部分DApp涉及游戏、音乐、教育、出行等场景,但是由于前几年DApp还属于新生事物,多数社会大众对其了解程度不高,加之多数DApp开发和优化的水平有限,用户体验较差,因此并没有良好的市场表现。

尽管如此, 2017年11月一款叫CryptoKitties的区块链游戏正式上线,并且在短时间之内引爆了整个区块链,游戏交易量在1个月内暴涨至1.7万。随后风险资本不断进入区块链行业,并且催生出一大批区块链DApp出来,涉及的应用场景进一步拓展到游戏、赌博、社交、金融、市场、保险、健康等领域。如何设计一套有效的治理机制,从而实现用户留存高、项目前景好,成为多数区块链DApp最为关注的问题。

本文选择CryptoKitties、Mycryptohero、Steemit和NeoWorld这四款区块链DApp作为案例研究对象,通过归纳总结发现这四款DApp都将游戏性、通证经济、社群生态和网络效应作为共同的治理方式。基于这四方面,本文对四款DApp的异同进行了跨案例比较,发现NeoWorld要比其他三款DApp在治理手段上更加丰富和合理。最后,利用136份NeoWorld玩家调查问卷数据,对游戏性、通证经济、社群生态和网络效应对其治理绩效的影响进行了实证检验,结果发现除了社群生态之外,其他三个因素都能提升NeoWorld的治理绩效。

本研究的最大创新是选择在区块链场景应用中具有代表性的4个DApp项目作为案例研究对象,通过归纳总结发现各自在治理手段上的共同之处(影响因素),并根据问卷调查数据对不同影响因素对特定Dapp治理绩效的影响程度进行实证检验,丰富了平台治理相关研究成果,也为社会各界深化认识DApp治理方式和成效,推动DApp行业生态健康有序发展提供参考和借鉴。

关键词:通证经济;社群生态;网络效应;跨案例研究;回归分析

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2020

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混业经营对银行绩效的影响及其作用机制

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我国金融市场长期以来实行分业经营,但近年我国金融控股公司迅速发展,其体量极其庞大,对金融行业乃至整个经济体系产生系统性影响。随着金融全球化和经济金融化发展,金融业竞争日渐激烈,金融机构间跨行业以及金融集团化经营成为金融市场成熟完善的必然趋势。此外,中美贸易战迫使我国金融业加快开放步伐,意味着国内分业经营的金融机构将面临空前激烈的海外竞争。在内部需求以及外部压力的推动下,亟需提升我国金融机构的竞争力。在促使银行混业经营合规发展的同时,产生了一些问题:混业经营是否可以促进银行的绩效提升?混业经营通过何种渠道来作用于银行绩效?

本文通过案例分析与实证相结合的方式来解答上述问题。在案例分析部分,分别就银行拓展信托业务和保险业务两个方面展开分析,具体来说,在拓展信托业务方面,以浦发银行收购上海信托为案例分析了浦发银行开拓信托业务后对其经营绩效的影响;在拓展保险业务方面,以北京银行并购首创安泰为例,分析银保混业对北京银行带来的协同效应。在实证分析部分,首先,基于相关的理论以及文献提出三个假说:银行实施混业经营战略,可以提高银行的绩效水平;混业经营通过提高银行规模,增强规模经济优势,促进银行的绩效水平较高;混业经营会提高银行势力水平,从而提升银行的绩效水平。其次,建立回归模型来验证上述三个假说,研究了是否混业以及混业经营的程度对银行绩效的影响。最后,构建中介效应模型验证混业经营作用于银行绩效的渠道,本文主要检验了规模、市场势力两个渠道。

综合上述分析,本文认为混业经营会显著正向影响公司业绩,并且银行势力存在显著的中介传导效应,即银行通过混业经营增加了市场势力、提高了规模经济,从而影响了公司业绩。

案例分析结果支持上述结论,即混业经营会带来银行经营绩效的提升,但是同时也可能会带来短期的风险。

银行是否需要采取混业经营需要根据自身的经营情况,不能盲目扩张。业务的拓展需要与自身现有的业务形成互补,才能实现协同发展效应。在拓展业务的同时,需要注意开拓新的业务是否会给自身带来更多的经营风险。

关键词:混业经营;银行绩效;市场竞争;银行势力

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Date Created
2020

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An Examination of The Path to Prescriptive Analytics

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The difficulty of demonstrating a significant return on investment from the use of advanced data analytics has led to a lack of utilization of this tool. The most likely explanation for this phenomenon is the difficulty of incorporating non-financial metrics

The difficulty of demonstrating a significant return on investment from the use of advanced data analytics has led to a lack of utilization of this tool. The most likely explanation for this phenomenon is the difficulty of incorporating non-financial metrics in the higher levels of analysis that are fully salient and derived in a manner that can be understood and trusted by organizational leaders. Another challenge that has confounded the use of advanced analytics by the leadership of organizations is the widely accepted belief that models are oftentimes developed with an insufficient number of variables that are expected to have an impact, which inhibits extrapolation of results for use in real-world decision making. This research identifies factors that contribute to the underutilization of analytics models in managerial decisions by leadership of the produce industry, and explores a variety of potential tools including descriptive analytics and dashboards that are able to provide predictive, prescriptive, and more advanced cognitive methods of decision making for use by organizational leadership. By understanding the disconnect between availability of the advanced data analysis tools and use of such tools by organizational leadership, this research assists in identifying the programs and resources that should be developed and presented as opportunities for support in the industrial decision-making process. This dissertation explores why managers within the produce industry underutilize higher levels of data analytics and whether it is possible to increase their levels of cognitive comfort. It shows that by providing leadership with digestible and rudimentary business experiments, they become more comfortable with more complex data analytics and then are better able to utilize dashboards and other tools within their decision-making models. As experiments are explained to managers, they become as comfortable with conducting experiments as they are with dashboards, thus becoming comfortable with evaluating their benefits.

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Date Created
2020

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PPP模式是推动电子政务平台健康发展的良药吗? --来自华东地区50个城市政务App的面板数据分析

Description

当前各个城市都在努力推动“互联网+政务”的公共服务新模式,打造政府公共服务平台,提供“一站式”的服务资源,以民众需求为中心,解决民众信息查询、政府办事预约、政策咨询等公共活动的需要。可以看出,政务平台给民众的生活带来极大的便利,是当前各地政府响应中央建立“智慧城市”“数字中国”的重要举措。

本课题发现当前的政务平台逐步引入PPP模式,借助社会资源开发政务平台。但是,PPP模式是否有利于政务平台的建设,受到哪些因素的制约,如何更好地利用PPP模式进行开发工作,这些问题在现前的研究中没有得到很好地探索。带着这些问题,本课题对PPP模式在政务平台建设中的作用进行了深入剖析。主要研究内容如下:

在第一部分中,本课题政府公共服务和政务相关理论进行了全面整理,发现政务平台要想走出一条健康发展之路,需要借助社会资源进行市场化,而PPP模式符合当前政务平台建设的需要。本文对PPP模式在国内外电子政务的应用进行了分析,提出了本文的研究主题。

在第二部分中,本文对华东地区50座城市的政务平台进行了调研,对常见问题进行了整理,发现PPP模式已经广泛应用于政务平台建设中,且主要有四种模式,本文对50座城市的政务平台建设情况进行了数据采集,并进行了深入分析。

在第三部分中,结合调研现状和文献研究成果,提出了PPP模式影响政务平台建设的相关假设,并构建了计量模型。通过短面板分析验证假设,并进行了Robust分析,证实结论的普适性。

在第四部分中,本文分析了研究结果,认为政务平台采用PPP模式能够有效促进政务平台的建设水平,提高用户满意度;并且PPP模式与合作企业的估摸、信息的透明程度和平台的交互能力存在显著的交互作用,共同影响用户对政务平台的评价。政府引入PPP模式,充分对接可利用资源,并加强盈利控制,对当前政务平台的建设是具有积极意义的。

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Date Created
2019

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农产品供应链金融对农产品批发市场影响的实证研究

Description

金融服务于实体经济可以促进实体经济的发展,随着时代和科技的进步,农业的发展更需要得到大量资金的支持,但农业生产的固有特点存在诸多不确定性,投入与产出不一定成正比,金融服务于农业的动力不强。相比于其他行业,农业生产和消费端的匹配度更差一些,产业化、标准化、集约化程度不高。尤其在中国,“三农”问题历年来受到高度重视,各界想方设法在使农业增产、农民增收、农村致富,但至今没有很好的解决方案,金融对农业的支持力度尚弱,还有很大的发展空间。随着农业产业化的发展和金融服务供应链的兴起,农产品供应链金融受到了越来越多的研究和关注,也是普惠金融谈论得较多的领域,但之前的研究多涉及风险和模式的研究。
农产品批发市场(简称农批市场)是农产品流通的主要渠道,近几年虽然由于销售渠道的多样化使得市场份额从基本垄断的地位有所减弱,但农批市场仍是农产品销售的主渠道,也是农产品供应链金融中的核心企业。
研究和理解增加财务杠杆对销售量有没有影响和有多大的影响在政策上和应用上都是很有意义的。在政策上的意义是可以了解小微企业是否真正(或者在多大程度上)受到融资难的影响;在应用上意义可以帮助资金方定量了解开展供应链金融业务(贷款给小微企业)会有多大的收益和风险。
本文将以实验设计的方式研究农产品供应链金融对农批市场的影响,将以无锡朝阳农产品大市场的苹果供应商作为研究对象,研究苹果供应链金融对农批市场销售成交额的影响,本文认为杠杆、信用评分等因素对农批市场销售额有显著影响。

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Agent

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Date Created
2021