When you watch a soccer team play, the major determinant of success, wins, attributes to the quality of players and coaches, and consequently the actions they make in a game. The commercial success of a sports business, in some fashion, is affected by those same factors. It is the job of an effective sports business to manage financial values in order to maximize the potential for the management of the team. Contracting, in terms of sports management, is a key component for the financial capabilities of every soccer organization, and the valuation of player contracts can be identified as an indicator of success or detriment of a team. The goal of this paper is to explore the current contractual inconsistencies of professional soccer organizations and create a model that projects success based on average player contract and market values. The model summarizes the actual market and contract values from the top 5 leagues over the last 5 years (2018-2023) and segments the data into 4 projections based on UEFA Champions League qualification, top half of total standings, bottom half of total standings, and relegation. This summary is then filtered to establish a range of expected contract and market values for each segment, which in turn can be used as an estimation tool for professional teams to make financial projections for the success of their team.

This thesis presents two main causes of the Asian financial/economic crisis. The first major cause of the Asian financial crisis can be directly attributed to the international financial markets. In short, the crisis was brought about due to fundamental structural problems in the financial systems of the Southeast Asian countries. International financial institutions lent large sums of capital to many of the countries of Southeast Asia without first thoroughly examining the borrower's ability to pay (i.e. creditworthiness). The preceding cause was made possible by two factors. The first factor pertains to inadequate government and bank supervision of the scale and usage of the foreign debt taken on by companies throughout the various countries of Southeast Asia. the second factor relates to the corporate business practices based on excessive borrowing of foreign capital and the poor management of that debt. The Korean financial system lacked the checks and balances, and accountability characteristic of the banks in the U.S., Japan, and many other industrial nations. A second cause for the Asian financial crisis lies in the structural deficiencies of the Southeast Asian economies, and to a greater extent, that of South Korea. The prevalence of covert dealings between government officials and businesses, and the lack of transparency of these economies eventually lead to the loss of confidence on the part of international lenders and speculators. the hypothesis of this thesis is that the crisis was made possible by the systemic changes in international capitalism - specifically in the growing prominence of highly mobile and volatile forms of capital and transactions.

This paper advocates for FinTech companies as the key to solving the timeless issues found in the financial industry. With an emphasis on discrimination in the lending industry, this paper covers banking issues, evidence, causes, effects, roadblocks, and potential solutions moving forward. Due to the unique capabilities of FinTech companies and the resources of existing large financial institutions, leveraging each other's strengths through partnerships can lead to cutting-edge solutions with the outreach to make a substantial impact.