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- Creators: Economics Program in CLAS
- Member of: Theses and Dissertations
- Status: Published
Description
Catastrophe events occur rather infrequently, but upon their occurrence, can lead to colossal losses for insurance companies. Due to their size and volatility, catastrophe losses are often treated separately from other insurance losses. In fact, many property and casualty insurance companies feature a department or team which focuses solely on modeling catastrophes. Setting reserves for catastrophe losses is difficult due to their unpredictable and often long-tailed nature. Determining loss development factors (LDFs) to estimate the ultimate loss amounts for catastrophe events is one method for setting reserves. In an attempt to aid Company XYZ set more accurate reserves, the research conducted focuses on estimating LDFs for catastrophes which have already occurred and have been settled. Furthermore, the research describes the process used to build a linear model in R to estimate LDFs for Company XYZ's closed catastrophe claims from 2001 \u2014 2016. This linear model was used to predict a catastrophe's LDFs based on the age in weeks of the catastrophe during the first year. Back testing was also performed, as was the comparison between the estimated ultimate losses and actual losses. Future research consideration was proposed.
ContributorsSwoverland, Robert Bo (Author) / Milovanovic, Jelena (Thesis director) / Zicarelli, John (Committee member) / School of Mathematical and Statistical Sciences (Contributor) / Barrett, The Honors College (Contributor)
Created2018-05
Description
In this essay, I discuss Islamic feminism from the point of view of its proponents. By this, I hope to engage Muslims and traditionalists. Islamic feminism is the fight for gender equality, as a challenge to the way traditional Islam has perpetuated patriarchal power structures in the Muslim world. Today, feminist sentiment is on the rise in the Islamic world as more and more women are becoming engaged in this fight for gender equality. Islamic feminism reclaims the Quran as its justification and involves the struggle for gender equality grounded in this justification. I divulge into two linked claims: a normative one where gender equality is justified in Islam, and a descriptive one which posits that male domination over interpretive powers has distorted the way Islam has been practiced traditionally, thus placing women in a disadvantaged position. Islamic feminists, I have found, seek to reject the widespread patriarchal interpretation of the Quran by first, reinterpreting the Quran as an equalizing force, and then implementing Islamic feminism in the public sphere. I show that they do this by engaging politically and civically through activism, education, and political involvement — this I refer to as civic Islam, highlighting that public engagement is an inherent Islamic duty. For this end, I cite several countries — including Iran, Yemen, Tunisia — in which Islamic feminists have taken up the mantle as activists, and what their impact has been through brief case studies. In the end, I include my reflection on Islamic feminism as a college-educated Muslim woman having grown up in a Western, liberal society.
ContributorsAhmed, Lubaba (Author) / Simhony, Avital (Thesis director) / Lennon, Tara (Committee member) / School of Politics and Global Studies (Contributor) / Economics Program in CLAS (Contributor) / Barrett, The Honors College (Contributor)
Created2017-05
Description
Throughout modern culture and the political arena religious intolerance and misinformation runs rampant. Recent presidential elections have brought two minority religions (in the U.S.) to the forefront of national media attention and national dialogue-leading to presumptions, misunderstandings, and personal opinions that don't necessarily address the realities of the religions. Brought to the forefront by presidential candidates religions or by candidates targeting individual religions for their "connections" to terrorism, the LDS Church and Islam have become targets of religious bias and attacks. Even further attacked have been the women within these religions-who have often been deemed as objectified and oppressed as a result of their religions. This thesis examines religious text and scholarly work to take an objective examination of the religions and describes the realities of the life for the women-separating actual doctrine in the religion from what is a cultural norm and not a representation of the religion itself. By looking at women's roles and the dress code within Islam and Mormonism, this thesis compares Mormon and Muslim women and shows that they are integral parts of their religion with agency, not objectified victims of a system.
ContributorsWarren, Annie Michelle (Author) / Ali, Souad T. (Thesis director) / Daughtrey, Doe (Committee member) / Sandra Day O'Connor College of Law (Contributor) / School of Politics and Global Studies (Contributor) / Economics Program in CLAS (Contributor) / Barrett, The Honors College (Contributor)
Created2016-12
Description
There has been great debate regarding the place of public religious worship in France in recent years. With each new instance of terrorist violence, discussion over France's changing religious landscape rears. Elemental to this conversation is the concept of Laïcité, France's unique version of secularism. Laïcité is often used to support discriminatory bans on hijabs, niqabs, and burqas in public spaces. I argue that French colonial history in the Maghreb region demonstrates that Laïcité is a form of national state-building and opportunism in practice. It is a concept that developed alongside the establishment of colonial empire. An examination of this colonial history explains much of the current tensions in France over Islam, secularism, and public space.
ContributorsGurr, Alexandra (Author) / Sivak, Henry (Thesis director) / Ripley, Charles (Committee member) / Barrett, The Honors College (Contributor) / School of Politics and Global Studies (Contributor) / Economics Program in CLAS (Contributor)
Created2022-12
Description
AARP estimates that 90% of seniors wish to remain in their homes during retirement. Seniors need assistance as they age, historically they have received assistance from either family members, nursing homes, or Continuing Care Retirement Communities. For seniors not wanting any of these options, there has been very few alternatives. Now, the emergence of the continuing care at home program is providing hope for a different method of elder care moving forward. CCaH programs offer services such as: skilled nursing care, care coordination, emergency response systems, aid with personal and health care, and transportation. Such services allow seniors to continue to live in their own home with assistance as their health deteriorates over time. Currently, only 30 CCaH programs exist. With the growth of the elderly population in the coming years, this model seems poised for growth.
ContributorsSturm, Brendan (Author) / Milovanovic, Jelena (Thesis director) / Hassett, Matthew (Committee member) / School of Mathematical and Statistical Sciences (Contributor) / Economics Program in CLAS (Contributor) / Barrett, The Honors College (Contributor)
Created2019-05
Description
A factor accounting for the COVID-19 pandemic was added to a generalized linear model to more accurately predict unpaid claims. COVID-19 has affected not just healthcare, but all sectors of the economy. Because of this, whether or not an automobile insurance claim is filed during the pandemic needs to be taken into account while estimating unpaid claims. Reserve-estimating functions such as glmReserve from the “ChainLadder” package in the statistical software R were experimented with to produce their own results. Because of their insufficiency, a manual approach to building the model turned out to be the most proficient method. Utilizing the GLM function, a model was built that emulated linear regression with a factor for COVID-19. The effects of such a model are analyzed based on effectiveness and interpretablility. A model such as this would prove useful for future calculations, especially as society is now returning to a “normal” state.
ContributorsKossler, Patrick (Author) / Zicarelli, John (Thesis director) / Milovanovic, Jelena (Committee member) / Barrett, The Honors College (Contributor) / School of Mathematical and Statistical Sciences (Contributor)
Created2022-05